Life Insurance
Olemera has been offering financial planning in Johannesburg for many years and we would like to take this opportunity to thank our clients for supporting us along our journey.
We know that there are hundreds of financial advisors to choose from in Johannesburg so we want to say thank you for choosing us.
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When we talk about financial planning, we think about saving enough money for our future. This is indeed the backbone of the financial planning process, but what about the present moment?
Life is made up of experiences, both planned and unplanned, and having a solid financial plan in place can help you enjoy the moment with peace of mind about your future.
With the holiday season fast approaching, you may be patiently waiting for your long-awaited vacation to finally start, but have you thought about short-term insurance yet?
You’ve heard about gap cover but you might still be wondering why you would need it if you are already a member of a medical aid.
In this article, we discuss gap cover and everything you need to know about it, including what it is and why it could be a smart financial decision to make for you and your family.
Clever estate planning involves finding ways for reducing estate duty costs and is an essential part of the financial planning process, as this ensures that your heirs benefit fully from their inheritance.
During the estate planning process, it’s important to be aware of the fact that there are certain assets that cannot be included in your will.
These are known as non-probate assets, or assets that pass outside of will. For better understanding of the term non-probate, we can look at what probate means.
Investing in a life insurance policy as well as disability insurance cover is one of the most important things you can do for your family.
Many people believe that having policies means that they are wastefully spending their money rather than investing it. However, policies like these are some of the most responsible ways to use your money.
Estate planning is an essential part of the overall financial strategy to secure a financially stable and sustainable future.
There are many parts that make up the whole, all of which need to be addressed in order to protect the legacy you leave behind and all the rightful heirs and beneficiaries.
Sound financial advice for single parents, especially single mothers, can make a significant impact on their overall financial situation.
Apart from the fact that single motherhood is emotionally challenging, it can also be difficult to stay afloat financially.
If you’re a single mother, you’ll be faced with providing for your children in every way, making sure you stretch your income as far as it can possibly go.
Filtering through the many different insurance companies is one thing, but knowing how to choose the right insurance is even more important.
That being said, the type of policy you should select will depend largely on your individual circumstances, as well as what you want to gain from the policy.
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