Making better choices
is not always this easy

 

Financial Planning Services

We are independent Financial Planners

The difference between where we are (current status) and where we want to be (vision and goals) is what we do (target objectives and action plans).

The process of setting goals helps you choose where you want to go in life. By knowing precisely what you want to achieve, you know where you have to concentrate your efforts. You'll also quickly spot the distractions that would otherwise lure you from your course.

Our financial planners work out holistic financial plans for individuals in their private capacity as well as corporate clients.

Approach to Financial Planning

Some of the aspects that are covered during our financial planning include:

  • Debt Consolidation/ Elimination
  • Insurance and Health Planning
  • Investment Planning
  • Estate Planning
  • Retirement Planning (Pre, post and during retirement)
  • Tax Advice
  • Money Personality Profiling

Financial Planning Process

This approach to Financial planning provides clients with:

  • Financial solutions which are driven by your personal values and lifestyle goals
  • We use an internationally recognised and accepted methodology
  • We align your assurance and investment portfolios with your lifestyle goals
  • We monitor your progress and make adjustments where necessary to help you achieve your lifestyle goals

Olemera Financial Planners in Johannesburg

Contact our financial planners in Johannesburg for expert financial planning advice and assistance.

 

 

Everything you Need to Know About Setting and Achieving your Financial Goals

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We already know that it’s important to have goals in life; they even teach us this in school as a fundamental skill to have. However, when we look at goals in general, we can see that most of them (if not all) can be considered financial goals. This is because most goals require some form of capital to make it possible to achieve.

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Posted by Gary Walker on Friday, February 26, 2021 Views: 11


The Importance of Personal Financial Planning

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Understanding why personal financial planning is important is the first step towards a secure, financial future.

Regardless of your income, planning your personal finances alongside a financial planner will help you save for the future, prepare for a rainy day while working towards achieving your big (or small) dreams.

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Posted by Gary Walker on Thursday, February 25, 2021 Views: 15


Section 12J Investments and Reducing Taxable Income

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Investing in an approved Section 12J VCC is indirectly investing in and building the South African economy. It also acts as a tax-efficient incentive for investors as it allows for a full tax deduction of the amount invested for the specific tax year.

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Posted by Gary Walker on Wednesday, January 27, 2021 Views: 56


Minimizing Your Tax Burden with a Retirement Annuity

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Tax season is upon us which means it’s time to find ways to minimize your tax burden in the most efficient way possible. Although there are many ways to optimize your tax deductions, a retirement annuity may be one of the most beneficial vehicles to save on tax.

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Posted by Gary Walker on Wednesday, January 20, 2021 Views: 171


Season’s Greetings from Olemera Financial Advisors

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2020 brought with it some unrelenting challenges and hardships as we watched how a single virus changed everything, almost overnight. However, as we approach the holiday season, now is a great time to reflect and be grateful for everything that we still have.

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Posted by Gary Walker on Thursday, December 17, 2020 Views: 307


6 Ways to Start 2021 With a Money Saving Mindset

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With a new year approaching, we could start this chapter on a brand-new page, with new habits and a new way of thinking about our personal finances.

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Posted by Gary Walker on Tuesday, December 15, 2020 Views: 764


Conducting Your End-of-Year Personal Finance Review

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Reviewing your personal financial plan at the end of the year helps you to end of the year knowing exactly where you stand with your finances and it helps you strategize for the year ahead.

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Posted by Gary Walker on Monday, November 30, 2020 Views: 238


How to Spend Your Bonus the Smart Way

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There are many things to consider when you think about that double salary landing in your bank account and we know there is always the urge to splurge – but our financial advisors encourage you to put some thought into it before you start swiping.

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Posted by Gary Walker on Monday, November 23, 2020 Views: 305


Reviewing your Personal Financial Plan and Why it’s Important

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There is a common misconception that a personal financial plan is formulated and implemented once and doesn’t need much attention afterwards. However, on the contrary, the only way your financial plan is going to work for you the way you want it to is for you to review it regularly.

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Posted by Gary Walker on Wednesday, October 28, 2020 Views: 307


Budgeting Tips for 30 Somethings – How to Build Wealth in Your Thirties

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Our financial advisors believe that it is never too late to start. In fact, there really is no time like right now to change the way you manage your money, so that you can secure a stable future for yourself.

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Posted by Gary Walker on Wednesday, October 21, 2020 Views: 266