Making better choices
is not always this easy

 

Financial Planning Services

We are independent Financial Planners

The difference between where we are (current status) and where we want to be (vision and goals) is what we do (target objectives and action plans).

The process of setting goals helps you choose where you want to go in life. By knowing precisely what you want to achieve, you know where you have to concentrate your efforts. You'll also quickly spot the distractions that would otherwise lure you from your course.

Our financial planners work out holistic financial plans for individuals in their private capacity as well as corporate clients.

Approach to Financial Planning

Some of the aspects that are covered during our financial planning include:

  • Debt Consolidation/ Elimination
  • Insurance and Health Planning
  • Investment Planning
  • Estate Planning
  • Retirement Planning (Pre, post and during retirement)
  • Tax Advice
  • Money Personality Profiling

Financial Planning Process

This approach to Financial planning provides clients with:

  • Financial solutions which are driven by your personal values and lifestyle goals
  • We use an internationally recognised and accepted methodology
  • We align your assurance and investment portfolios with your lifestyle goals
  • We monitor your progress and make adjustments where necessary to help you achieve your lifestyle goals

Olemera Financial Planners in Johannesburg

Contact our financial planners in Johannesburg for expert financial planning advice and assistance.

 

 

Understanding Retirement Benefits in South Africa

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Retirement planning is a critical aspect of securing a comfortable and financially stable future. In South Africa, there are various retirement benefits designed to help individuals save for their retirement years.

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Posted by Gary Walker on Tuesday, June 25, 2024 Views: 317

The Basics of Retirement Planning in South Africa

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Planning for retirement is a crucial aspect of financial security, ensuring you have the means to maintain your lifestyle and cover essential expenses in your later years. In South Africa, understanding the various components of retirement planning can help you make informed decisions that safeguard your future.

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Posted by Gary Walker on Tuesday, June 11, 2024 Views: 206

Taxation of Trusts in South Africa

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Taxation of trusts in South Africa is a critical aspect of managing these legal entities, both for financial planning and legal compliance. Understanding these tax laws is essential for anyone involved in personal financial planning or managing a trust.

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Posted by Gary Walker on Tuesday, May 28, 2024 Views: 661

Let’s Talk About Trusts in South Africa

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Trusts serve multiple purposes: they can protect assets, ensure that they are distributed according to the wishes of the person who sets up the trust (the settlor), and offer potential tax advantages.

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Posted by Gary Walker on Thursday, May 9, 2024 Views: 531

The Importance of Financial Literacy for Single Mothers

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Financial literacy empowers single mothers to make informed decisions, navigate financial challenges, and take control of their financial destinies. This guide aims to provide crucial financial knowledge and practical tips tailored specifically to help single mothers enhance their financial well-being.

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Posted by Gary Walker on Monday, April 29, 2024 Views: 870

Navigating Financial Challenges – A Guide for Single Mothers in South Africa

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Single mothers in South Africa face unique financial challenges. From the high cost of childcare to the difficulty of securing well-paying, flexible jobs, the economic pressures can be overwhelming.

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Posted by Gary Walker on Wednesday, April 10, 2024 Views: 737

Inheritance Tax and Beneficiary Rights in South Africa

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In South Africa, "inheritance tax" is a term commonly used to refer to estate duty, a tax levied on the property of deceased persons. However, it's important to note that the financial implications don't stop there. Other taxes, such as Capital Gains Tax (CGT), and concepts like death duties, also play critical roles in the financial landscape of inheritance.

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Posted by Gary Walker on Thursday, March 28, 2024 Views: 949

Estate Planning in South Africa – What You Need to Know

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When it comes to safeguarding the well-being of our loved ones and ensuring our legacy endures, estate planning is a crucial step that cannot be avoided. In South Africa, where the fabric of society is woven with strong familial ties and a deep sense of legacy, the importance of estate planning becomes even more pronounced.

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Posted by Gary Walker on Wednesday, March 13, 2024 Views: 479

8 Powerful Cashflow Management Tips for Businesses

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At its core, cashflow represents the lifeblood of any business. It's the movement of money in and out of your company's wallet. Think of it as tracking every rand that dances through your business, from the payments received for your services or products to the money spent on expenses like rent, salaries, and supplies.

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Posted by Gary Walker on Wednesday, February 21, 2024 Views: 602

Financial Planning Strategies for Business Owners in 2024

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By integrating financial and strategic planning, businesses can not only avoid risks but also identify and seize opportunities for growth. This proactive approach to financial planning for businesses ensures they are well-positioned to adapt and thrive, regardless of economic headwinds.

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Posted by Gary Walker on Saturday, February 10, 2024 Views: 355