Making better choices
is not always this easy

 

Financial Planning Services

We are independent Financial Planners

The difference between where we are (current status) and where we want to be (vision and goals) is what we do (target objectives and action plans).

The process of setting goals helps you choose where you want to go in life. By knowing precisely what you want to achieve, you know where you have to concentrate your efforts. You'll also quickly spot the distractions that would otherwise lure you from your course.

Our financial planners work out holistic financial plans for individuals in their private capacity as well as corporate clients.

Approach to Financial Planning

Some of the aspects that are covered during our financial planning include:

  • Debt Consolidation/ Elimination
  • Insurance and Health Planning
  • Investment Planning
  • Estate Planning
  • Retirement Planning (Pre, post and during retirement)
  • Tax Advice
  • Money Personality Profiling

Financial Planning Process

This approach to Financial planning provides clients with:

  • Financial solutions which are driven by your personal values and lifestyle goals
  • We use an internationally recognised and accepted methodology
  • We align your assurance and investment portfolios with your lifestyle goals
  • We monitor your progress and make adjustments where necessary to help you achieve your lifestyle goals

Olemera Financial Planners in Johannesburg

Contact our financial planners in Johannesburg for expert financial planning advice and assistance.

 

 

What is Income Protection, and do I Need it?

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Nobody is immune to loss of income. Anyone can be retrenched, fall ill, or suffer serious injury which renders them incapable of fulfilling their employment duties. This strips away your ability to earn an income and ultimately puts you at risk of additional loss such as repossession of assets.

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Posted by Gary Walker on Thursday, June 30, 2022 Views: 11


What is the Difference Between Funeral Cover and Life Insurance?

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Life insurance and funeral cover are things that everyone should think about. However, it’s important to note that there is a difference between these types of long-term insurance.

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Posted by Gary Walker on Thursday, June 9, 2022 Views: 133


Insurance Tips for First Time Homeowners in South Africa

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Insuring your home is the most important thing you can do as a homeowner. This will protect you against major financial loss in the event of something happening to your home. We must first understand that anything is possible, and nobody is immune to natural disasters, crime, or other unforeseen events.

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Posted by Gary Walker on Thursday, May 26, 2022 Views: 169


Insurance – Different Types Available and What They Cover

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The purpose of insurance is to protect you from huge financial pressures as a result of some kind of loss. It could be loss of a loved one, your job, your physical abilities, your car, or your house. Either way, losing one or more of these things can incur tremendous costs.

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Posted by Gary Walker on Wednesday, May 11, 2022 Views: 109


Using Goals to Achieve Financial Success

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When financial plans focus on a client’s personal goals instead of arbitrary benchmarks, it creates motivation and satisfaction. For these reasons, and because many investors appreciate the level of personalisation of goals-based financial planning, this approach is gaining popularity.

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Posted by Gary Walker on Friday, April 29, 2022 Views: 142


The Importance of Setting Goals to Achieve Financial Independence

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Goal setting is something we learn about in school and most people find the concept quite boring. However, when it comes to your personal finances, goal setting is one of the most important and useful activities you can do.

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Posted by Gary Walker on Tuesday, April 12, 2022 Views: 161


The Role of Financial Advisors in Achieving Financial Independence

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In this article, we take a look at the role a financial advisor plays in working towards and achieving financial independence in today’s difficult economic climate.

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Posted by Gary Walker on Thursday, March 31, 2022 Views: 237


How to Become Financially Independent

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Growing up we’re told that we need to save money so that one day we will be financially independent. However, there is quite a bit more to it than just saving money for a rainy day. In this article, our financial advisors in Johannesburg have put together some of their expert tips for becoming financially independent.

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Posted by Gary Walker on Wednesday, March 16, 2022 Views: 177


Why is it Important to Achieve Financial Independence?

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In our previous article, we talk about what financial independence means to different people. In this article, we discuss the benefits of financial independence that can be enjoyed right now instead of waiting until the age of 65.

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Posted by Gary Walker on Monday, February 28, 2022 Views: 1645


Financial Independence – What Does it Mean to You?

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Financial independence can be defined and measured in many different ways. Defining it is important, but what’s more important is figuring out why you want it, how hard you must work for it, and how much you want to achieve it.

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Posted by Gary Walker on Wednesday, February 16, 2022 Views: 494


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