Making better choices
is not always this easy

 

Financial Planning Services

We are independent Financial Planners

The difference between where we are (current status) and where we want to be (vision and goals) is what we do (target objectives and action plans).

The process of setting goals helps you choose where you want to go in life. By knowing precisely what you want to achieve, you know where you have to concentrate your efforts. You'll also quickly spot the distractions that would otherwise lure you from your course.

Our financial planners work out holistic financial plans for individuals in their private capacity as well as corporate clients.

Approach to Financial Planning

Some of the aspects that are covered during our financial planning include:

  • Debt Consolidation/ Elimination
  • Insurance and Health Planning
  • Investment Planning
  • Estate Planning
  • Retirement Planning (Pre, post and during retirement)
  • Tax Advice
  • Money Personality Profiling

Financial Planning Process

This approach to Financial planning provides clients with:

  • Financial solutions which are driven by your personal values and lifestyle goals
  • We use an internationally recognised and accepted methodology
  • We align your assurance and investment portfolios with your lifestyle goals
  • We monitor your progress and make adjustments where necessary to help you achieve your lifestyle goals

Olemera Financial Planners in Johannesburg

Contact our financial planners in Johannesburg for expert financial planning advice and assistance.

 

 

How to Spend Your Annual Bonus: Don’t!

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With the year coming to a speedy end, we thought it would be wise to share some tips on how to spend your bonus this year. Spoiler alert – we don’t want you to spend it at all. Instead, we want you to use it in ways that will help you reach your goals.

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Posted by Gary Walker on Tuesday, November 15, 2022 Views: 55


Why You Need a Financial Advisor to Help You Plan for Retirement

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Although there are countless benefits of working with a financial planner, we are going to look at four that stand out, especially when it comes to retirement planning.

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Posted by Gary Walker on Friday, October 28, 2022 Views: 135


Is it Too Late to Start Saving for Retirement?

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We often get asked “how late is too late to start saving for retirement?” The simple answer is that it’s never too late. No matter how late you start saving, or how much you save, every bit counts towards a more comfortable retirement.

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Posted by Gary Walker on Wednesday, October 12, 2022 Views: 212


Here's How to Be Debt Free Before Retirement

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One of the biggest enemies of financial security is debt and everyone should endeavour to be debt free, especially before retiring. We share tips on how to be debt free before retirement, so you can spend your savings on living a happy, comfortable life rather than on clearing your name.

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Posted by Gary Walker on Friday, September 30, 2022 Views: 164


Should I Liquidate my Assets to Pay for my Retirement?

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Saving enough money for retirement is a challenging task and our worst enemy is inflation. What you save today may very well be half its worth by the time you retire. Unless you earn an above average monthly salary, the chances that you will save enough money to retire comfortably while maintaining your current lifestyle are sadly low.

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Posted by Gary Walker on Monday, September 19, 2022 Views: 163


Different Types of Aged Care for the Newly Retired

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One of the biggest concerns faced by aging individuals is not only if they have enough money to retire, but also if they will need to retire in a place that can take care of them should their health deteriorate.

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Posted by Gary Walker on Tuesday, August 23, 2022 Views: 197


Why You Should Consider a Retirement Annuity

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Having enough money to retire comfortably is something that everyone worries about. But the question we should be asking is “how can I make sure that I am financially prepared for retirement?” In this article, we discuss the benefits of a retirement annuity in South Africa.

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Posted by Gary Walker on Wednesday, August 10, 2022 Views: 207


Business Insurance in South Africa Explained

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Business insurance is important for all business owners, regardless of the size of your business. Whether you are running a small, family-owned business or a large corporation, the risk of financial loss is equally great and can be devastating.

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Posted by Gary Walker on Wednesday, July 20, 2022 Views: 341


Car Insurance in South Africa – What You Need to Know

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Car insurance is one of the most important types of short-term insurance you can have because there is a certain degree of risk that comes with owning your own car. In this article, we discuss car insurance in South Africa, what it covers, and why you should have it.

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Posted by Gary Walker on Tuesday, July 12, 2022 Views: 599


What is Income Protection, and do I Need it?

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Nobody is immune to loss of income. Anyone can be retrenched, fall ill, or suffer serious injury which renders them incapable of fulfilling their employment duties. This strips away your ability to earn an income and ultimately puts you at risk of additional loss such as repossession of assets.

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Posted by Gary Walker on Thursday, June 30, 2022 Views: 287