Making better choices
is not always this easy

 

Financial Planning Services

We are independent Financial Planners

The difference between where we are (current status) and where we want to be (vision and goals) is what we do (target objectives and action plans).

The process of setting goals helps you choose where you want to go in life. By knowing precisely what you want to achieve, you know where you have to concentrate your efforts. You'll also quickly spot the distractions that would otherwise lure you from your course.

Our financial planners work out holistic financial plans for individuals in their private capacity as well as corporate clients.

Approach to Financial Planning

Some of the aspects that are covered during our financial planning include:

  • Debt Consolidation/ Elimination
  • Insurance and Health Planning
  • Investment Planning
  • Estate Planning
  • Retirement Planning (Pre, post and during retirement)
  • Tax Advice
  • Money Personality Profiling

Financial Planning Process

This approach to Financial planning provides clients with:

  • Financial solutions which are driven by your personal values and lifestyle goals
  • We use an internationally recognised and accepted methodology
  • We align your assurance and investment portfolios with your lifestyle goals
  • We monitor your progress and make adjustments where necessary to help you achieve your lifestyle goals

Olemera Financial Planners in Johannesburg

Contact our financial planners in Johannesburg for expert financial planning advice and assistance.

 

 

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At its core, cashflow represents the lifeblood of any business. It's the movement of money in and out of your company's wallet. Think of it as tracking every rand that dances through your business, from the payments received for your services or products to the money spent on expenses like rent, salaries, and supplies.

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Financial Planning Strategies for Business Owners in 2024

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Have you ever realized that your most innovative ideas often come when you're in the shower? That's because it's a familiar task, giving your mind a few minutes of free space to wander. Similarly, when employees are provided with specialized systems for routine tasks, they experience this same kind of mental freedom.

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8 Steps to Setting Your Financial Goals

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Before setting any financial goals, it's important to understand what truly matters to you. Reflect on your personal values and priorities. Your financial goals should align with these core values to ensure they are meaningful and motivating.

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The Most Effective Method to Elevate Your Business's Value

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In the business world, focusing on increasing EBITDA is a strategy with a near-certain return. This is because companies are often valued based on a multiple of their EBITDA, making every additional dollar of profit significantly impactful.

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The Hidden Metric That Could Revolutionize Your Company's Value

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A robust gross margin is often seen as an indicator of long-term sustainability and attractiveness. Conversely, a declining gross margin might signal price competition, lack of unique value proposition, and vulnerability to competitive threats.

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Posted by Gary Walker on Tuesday, November 21, 2023 Views: 239


Financial Goals You Should Be Setting for 2024

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As we look towards 2024, setting clear financial goals is more than just a New Year's resolution; it's a roadmap to achieving financial well-being and security. Whether you're starting from scratch or building on existing foundations, here are key financial goals to consider for the upcoming year.

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Posted by Gary Walker on Thursday, November 16, 2023 Views: 461


Year-End Financial Checklist – Preparing Your Finances for the New Year

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Remember, the end of the year is not just a time for reflection but also for forward-thinking. By following the steps in this blog, you're not only closing out the current year on a strong note but also laying the groundwork for financial success in the year to come.

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Posted by Gary Walker on Tuesday, November 7, 2023 Views: 371