Many South Africans may be wondering how to make the most of their retirement annuity, especially as the end of the tax year approaches.
South African residents and ex-pats have until the 28th of February to take advantage of a government incentive aimed to encourage them to save for their retirement using a retirement annuity (RA).
Read the rest of entry »
If you’re looking for a financial consultant in Johannesburg that can provide you with sound advice to help you leave behind a legacy, then you have come to the right place.
Many people want to be well-known, loved and respected during their lives but few have thought about what they will leave behind.
Have you ever asked yourself “what do I want to be remembered for?”
Olemera has been offering financial planning in Johannesburg for many years and we would like to take this opportunity to thank our clients for supporting us along our journey.
We know that there are hundreds of financial advisors to choose from in Johannesburg so we want to say thank you for choosing us.
When we talk about financial planning, we think about saving enough money for our future. This is indeed the backbone of the financial planning process, but what about the present moment?
Life is made up of experiences, both planned and unplanned, and having a solid financial plan in place can help you enjoy the moment with peace of mind about your future.
With the holiday season fast approaching, you may be patiently waiting for your long-awaited vacation to finally start, but have you thought about short-term insurance yet?
Although there are approximately 80 different medical aids in South Africa, only 21 of them are openly available for anyone to join.
Nevertheless, understanding the terminology as well as what benefits you will be afforded by your scheme of choice can be difficult.
You’ve heard about gap cover but you might still be wondering why you would need it if you are already a member of a medical aid.
In this article, we discuss gap cover and everything you need to know about it, including what it is and why it could be a smart financial decision to make for you and your family.
Clever estate planning involves finding ways for reducing estate duty costs and is an essential part of the financial planning process, as this ensures that your heirs benefit fully from their inheritance.
During the estate planning process, it’s important to be aware of the fact that there are certain assets that cannot be included in your will.
These are known as non-probate assets, or assets that pass outside of will. For better understanding of the term non-probate, we can look at what probate means.
Investing in a life insurance policy as well as disability insurance cover is one of the most important things you can do for your family.
Many people believe that having policies means that they are wastefully spending their money rather than investing it. However, policies like these are some of the most responsible ways to use your money.
Get the latest updates in your email box automatically.
Get a financial planning quote